Factors influencing students’ personal financial management skills in the era of digital transformation: evidence from vietnamese students
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📑 Trích dẫn đầy đủ (citation)
APA-like:
Hoang, Khanh Huyen (2025). Factors influencing students’ personal financial management skills in the era of digital transformation: evidence from vietnamese students. Final Year Project (FYP), ĐHQG Hà Nội. http://repository.vnu.edu.vn/handle/VNU_123/172758
Việt Nam (chuẩn TCVN 5453:1991):
Hoang, Khanh Huyen. Factors influencing students’ personal financial management skills in the era of digital transformation: evidence from vietnamese students. Final Year Project (FYP), 2025. ĐHQG Hà Nội. Truy cập từ http://repository.vnu.edu.vn/handle/VNU_123/172758.
Tóm tắt
This study aims to explore the factors influencing students' personal financial management. Data for the research were gathered from 279 students residing and studying in Vietnam. The study employed a quantitative analysis approach to investigate the relationships among various data groups. Findings reveal that family and social background, digital financial literacy, financial behavior, and attitudes toward financial management significantly contribute to enhancing students' personal financial management skills in the digital transformation era. Among these, financial behavior emerges as the most influential factor. Furthermore, the results indicate that demographic characteristics do not have an impact on students' financial management abilities. The study also offers recommendations to help improve students' personal financial management skills.